MEDIUM confidence: 100% data completeness, but the composite (60) sits in the indecisive 30–70 range — strong-buy and short calls require a more decisive composite. What does confidence mean?
Technical context for active traders — derived from price, the 50/200-day moving averages, the 52-week range, and recent volume. Not part of the QScore.
Avg target $127 (last qtr, 16 analysts) → $126 (last mo, 10) (-0.8%).
Buy-rated share 86% → 81% over ~3 months (-5pp).
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jul 2026 | $1.56 | $1.62 | +3.8% |
| Apr 2026 | $1.40 | $1.43 | +2.1% |
| Jan 2026 | $1.36 | $1.39 | +2.2% |
| Oct 2025 | $1.25 | $1.31 | +4.8% |
| Jul 2025 | $1.10 | $1.14 | +3.6% |
| Apr 2025 | $1.01 | $1.04 | +3.0% |
| Jan 2025 | $0.88 | $1.01 | +14.8% |
| Oct 2024 | $0.75 | $0.77 | +2.7% |
| Metric (USD) | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $19.0B— | $22.3B+17.4% | $25.5B+14.4% | $26.0B+1.9% | $27.7B+6.4% |
| EPS (dil.) | $2.83— | $3.50+23.7% | $2.54-27.4% | $2.99+17.7% | $4.66+55.9% |
| Free Cash Flow | $1.2B— | $1.1B-9.7% | $18.9B+1639.1% | $2.0B-89.1% | $8.8B+327.5% |
| Gross Margin | 97.5% | 93.1%-4.4pp | 73.8%-19.3pp | 75.4%+1.6pp | 86.4%+11.0pp |
| Operating Margin | 40.6% | 42.1%+1.5pp | 25.0%-17.1pp | 29.6%+4.6pp | 41.4%+11.8pp |
| Net Margin | 30.8% | 32.2%+1.4pp | 19.9%-12.3pp | 22.9%+3.0pp | 32.0%+9.1pp |
Absolute figures with year-over-year change. Margins show the level with the change in percentage points (pp). “n/m” = not meaningful (prior ≤ 0); ⚠ marks a large percentage off a small base — read the dollar figure.
Net buyback (repurchases less issuance) ÷ market cap, plus trailing dividend yield.
Net insider -$102.2M over 180 days (1 open-market buys, 32 sells). Insider buying is the informative signal; routine selling is normal.
Short interest, days-to-cover, and institutional-ownership change require a data-plan upgrade (not yet available).
Forward-return IC, quintile spread & hit rate publish on /performance as the tracking panel accrues enough no-look-ahead history.
AI classification of policy/regulatory sensitivity from the company's sector, industry, and business description. Exposure/sensitivity only — not a political opinion, a prediction of government action, or investment advice. As of 2026-07-12.
Dated events from the market calendar; the “also watch” items are AI-generated observations from QScoring data. Informational only — not investment advice, and dates can change.
Fama-French 5-factor (2×3) + Momentum, monthly OLS with Newey-West errors. Bars show signed factor betas; faded bars/figures aren't statistically significant.
Working the DCF backward: holding the assumptions below, this is the free-cash-flow growth today's price implies over the next 10 years. It is a read on the price's embedded expectations — not a fair-value or target price.
The price implies FCF growth below the analyst consensus of 8.1%/yr (revenue basis).
Base free cash flow $9.9B (avg FY2023–FY2025; latest year $8.8B) · equity value $193.2B · levered FCF discounted at the cost of equity. Reverse DCF is illustrative, not advice.
The QScore of 60 indicates SCHW is a moderately attractive stock, driven by strong growth and momentum scores of 66 and 65, respectively, reflecting its 56% EPS growth and 16.2% 12-month return. However, the stock's value score of 45 pulls down the overall score, as it trades at a P/E of 20.1 and P/B of 3.9. The short-term score is slightly higher than the long-term score, suggesting some recent strength, with the stock exhibiting strong momentum and a bullish 50-day versus 200-day moving average trend.