MEDIUM confidence: 100% data completeness, but the composite (62) sits in the indecisive 30–70 range — strong-buy and short calls require a more decisive composite. What does confidence mean?
Technical context for active traders — derived from price, the 50/200-day moving averages, the 52-week range, and recent volume. Not part of the QScore.
Dated events from the market calendar; the “also watch” items are AI-generated observations from QScoring data. Informational only — not investment advice, and dates can change.
Fama-French 5-factor (2×3) + Momentum, monthly OLS with Newey-West errors. Bars show signed factor betas; faded bars/figures aren't statistically significant.
AI classification of policy/regulatory sensitivity from the company's sector, industry, and business description. Exposure/sensitivity only — not a political opinion, a prediction of government action, or investment advice. As of 2026-07-12.
Net buyback (repurchases less issuance) ÷ market cap, plus trailing dividend yield.
Net insider -$3.8M over 180 days (0 open-market buys, 6 sells). Insider buying is the informative signal; routine selling is normal.
Short interest, days-to-cover, and institutional-ownership change require a data-plan upgrade (not yet available).
Forward-return IC, quintile spread & hit rate publish on /performance as the tracking panel accrues enough no-look-ahead history.
| Metric (USD) | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $1.4B— | $1.7B+18.2% | $2.2B+30.9% | $2.4B+9.1% | $3.8B+57.0% |
| EPS (dil.) | $6.71— | $6.60-1.6% | $6.46-2.1% | $6.97+7.9% | $7.86+12.8% |
| Free Cash Flow | $387M— | $1.7B+342.4% | $508M-70.4% | $476M-6.2% | -$542M-213.8% |
| Gross Margin | 108.0% | 91.4%-16.6pp | 72.4%-19.1pp | 69.0%-3.4pp | 68.3%-0.7pp |
| Operating Margin | 42.6% | 37.8%-4.8pp | 28.8%-9.0pp | 29.3%+0.5pp | 27.9%-1.4pp |
| Net Margin | 33.6% | 29.6%-3.9pp | 22.5%-7.1pp | 22.3%-0.2pp | 21.3%-1.1pp |
Absolute figures with year-over-year change. Margins show the level with the change in percentage points (pp). “n/m” = not meaningful (prior ≤ 0); ⚠ marks a large percentage off a small base — read the dollar figure.
Avg target $117 (last qtr, 3 analysts) → $117 (last mo, 3) (+0.0%).
Buy-rated share 86% → 86% over ~3 months (+0pp).
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Oct 2026 | $2.40 | $2.30 | -4.2% |
| Jul 2026 | $2.31 | $2.35 | +1.7% |
| Apr 2026 | $2.20 | $2.28 | +3.6% |
| Jan 2026 | $2.30 | $2.47 | +7.4% |
| Oct 2025 | $2.11 | $2.58 | +22.3% |
| Jul 2025 | $2.00 | $2.30 | +15.0% |
| Apr 2025 | $1.43 | $2.15 | +50.3% |
| Jan 2025 | $1.75 | $1.93 | +10.3% |
Working the DCF backward: holding the assumptions below, this is the free-cash-flow growth today's price implies over the next 10 years. It is a read on the price's embedded expectations — not a fair-value or target price.
The price implies FCF growth above the analyst consensus of 16.4%/yr (revenue basis).
Base free cash flow $147M (avg FY2023–FY2025; latest year -$542M) · equity value $10.2B · levered FCF discounted at the cost of equity. Reverse DCF is illustrative, not advice.
The QScore of 62 for SouthState Bank Corp indicates a relatively neutral outlook, with the short-term score slightly outpacing the long-term score. The stock scores high on growth, driven by 57% revenue growth, but is held back by lower profitability, with an ROE of 10.2%. The stock trades at a moderate valuation, with a P/E of 11.1, and exhibits strong momentum, having returned 19% over the past year, although recent performance has been weaker, with a 3-month return of -2.5%.