MEDIUM confidence: 100% data completeness, but the composite (59) sits in the indecisive 30–70 range — strong-buy and short calls require a more decisive composite. What does confidence mean?
Technical context for active traders — derived from price, the 50/200-day moving averages, the 52-week range, and recent volume. Not part of the QScore.
Fama-French 5-factor (2×3) + Momentum, monthly OLS with Newey-West errors. Bars show signed factor betas; faded bars/figures aren't statistically significant.
| Metric (USD) | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $3.0B— | $3.3B+12.4% | $4.6B+38.6% | $5.0B+8.0% | $4.9B-1.0% |
| EPS (dil.) | $6.79— | $5.79-14.7% | $4.35-24.9% | $4.95+13.8% | $6.01+21.4% |
| Free Cash Flow | $423M— | $1.3B+202.6% | $772M-39.7% | $1.1B+36.1% | $981M-6.7% |
| Gross Margin | 107.3% | 90.8%-16.5pp | 64.5%-26.3pp | 61.2%-3.3pp | 67.1%+5.8pp |
| Operating Margin | 48.7% | 34.5%-14.2pp | 19.2%-15.4pp | 20.3%+1.1pp | 23.8%+3.5pp |
| Net Margin | 38.0% | 27.2%-10.8pp | 14.7%-12.5pp | 15.7%+1.0pp | 18.2%+2.5pp |
Absolute figures with year-over-year change. Margins show the level with the change in percentage points (pp). “n/m” = not meaningful (prior ≤ 0); ⚠ marks a large percentage off a small base — read the dollar figure.
Avg target $67 (last qtr, 4 analysts) → $0 (last mo, 0) (-100.0%).
Buy-rated share 28% → 35% over ~3 months (+7pp).
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Apr 2026 | $1.42 | $1.56 | +9.9% |
| Jan 2026 | $1.57 | $1.75 | +11.5% |
| Oct 2025 | $1.46 | $1.54 | +5.5% |
| Jul 2025 | $1.31 | $1.58 | +20.6% |
| Apr 2025 | $1.19 | $1.24 | +4.2% |
| Jan 2025 | $1.25 | $1.34 | +7.2% |
| Oct 2024 | $1.17 | $1.37 | +17.1% |
| Jul 2024 | $1.10 | $1.29 | +17.3% |
Net buyback (repurchases less issuance) ÷ market cap, plus trailing dividend yield.
Net insider -$1.5M over 180 days (1 open-market buys, 8 sells). Insider buying is the informative signal; routine selling is normal.
Short interest, days-to-cover, and institutional-ownership change require a data-plan upgrade (not yet available).
Forward-return IC, quintile spread & hit rate publish on /performance as the tracking panel accrues enough no-look-ahead history.
The QScore of 59 for Zions Bancorporation indicates a neutral outlook, with the stock scoring high on momentum and risk factors, but lower on growth. The stock's value score is moderate, driven by a P/E of 10.7 and P/B of 1.4, suggesting it trades at a reasonable multiple. Notably, the stock exhibits strong momentum, with a 12-month return of 37.9% and a bullish 50-day versus 200-day moving average trend. The short-term score is slightly higher than the long-term score, at 62 versus 57, driven by recent price strength.