MEDIUM confidence: 100% data completeness, but the composite (57) sits in the indecisive 30–70 range — strong-buy and short calls require a more decisive composite. What does confidence mean?
Technical context for active traders — derived from price, the 50/200-day moving averages, the 52-week range, and recent volume. Not part of the QScore.
Fama-French 5-factor (2×3) + Momentum, monthly OLS with Newey-West errors. Bars show signed factor betas; faded bars/figures aren't statistically significant.
AI classification of policy/regulatory sensitivity from the company's sector, industry, and business description. Exposure/sensitivity only — not a political opinion, a prediction of government action, or investment advice. As of 2026-07-10.
Dated events from the market calendar; the “also watch” items are AI-generated observations from QScoring data. Informational only — not investment advice, and dates can change.
Working the DCF backward: holding the assumptions below, this is the free-cash-flow growth today's price implies over the next 10 years. It is a read on the price's embedded expectations — not a fair-value or target price.
The price implies FCF growth below the analyst consensus of 14.4%/yr (revenue basis).
Base free cash flow $3.4B (avg FY2023–FY2025; latest year $3.8B) · equity value $52.9B · levered FCF discounted at the cost of equity. Reverse DCF is illustrative, not advice.
Net buyback (repurchases less issuance) ÷ market cap, plus trailing dividend yield.
Fewer than 3 analysts refreshed a price target in the last month, so no revision can be computed. Prior quarter: $63 avg across 6 analysts.
Buy-rated share 77% → 71% over ~3 months (-6pp).
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jul 2026 | $0.84 | $0.83 | -0.8% |
| Apr 2026 | $-0.10 | $0.15 | +245.0% |
| Jan 2026 | $1.00 | $1.08 | +8.4% |
| Oct 2025 | $0.86 | $0.93 | +8.1% |
| Jul 2025 | $0.87 | $0.90 | +3.8% |
| Apr 2025 | $0.70 | $0.73 | +4.3% |
| Jan 2025 | $0.88 | $0.90 | +2.3% |
| Oct 2024 | $0.83 | $0.78 | -6.0% |
| Metric (USD) | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $7.9B— | $9.1B+14.3% | $12.4B+36.1% | $13.0B+5.6% | $12.9B-1.4% |
| EPS (dil.) | $3.73— | $3.35-10.2% | $3.22-3.9% | $3.14-2.5% | $3.54+12.7% |
| Free Cash Flow | $2.4B— | $5.7B+139.8% | $4.0B-30.5% | $2.4B-39.6% | $3.8B+57.9% |
| Gross Margin | 99.2% | 83.0%-16.2pp | 64.0%-19.0pp | 59.2%-4.8pp | 65.3%+6.1pp |
| Operating Margin | 44.3% | 34.1%-10.2pp | 24.2%-9.9pp | 22.3%-1.8pp | 24.9%+2.6pp |
| Net Margin | 34.9% | 26.9%-7.9pp | 19.0%-7.9pp | 17.7%-1.3pp | 19.6%+1.9pp |
Absolute figures with year-over-year change. Margins show the level with the change in percentage points (pp). “n/m” = not meaningful (prior ≤ 0); ⚠ marks a large percentage off a small base — read the dollar figure.
Net insider -$2.3M over 180 days (0 open-market buys, 15 sells). Insider buying is the informative signal; routine selling is normal.
Short interest, days-to-cover, and institutional-ownership change require a data-plan upgrade (not yet available).
Forward-return IC, quintile spread & hit rate publish on /performance as the tracking panel accrues enough no-look-ahead history.
The QScore of 57 for Fifth Third Bancorp indicates a moderately favorable outlook, driven by strong momentum with a 12-month return of 37.9% and a bullish 50-day versus 200-day moving average. The stock's momentum score of 65 is a significant positive factor, while its growth score of 44 is a drawback due to negative revenue growth. The value score of 52 suggests the stock trades at a moderate premium, with a P/E of 19.7. The short-term score of 60 is slightly higher than the long-term score of 53, indicating some near-term optimism.