MEDIUM confidence: 100% data completeness, but the composite (53) sits in the indecisive 30–70 range — strong-buy and short calls require a more decisive composite. What does confidence mean?
Technical context for active traders — derived from price, the 50/200-day moving averages, the 52-week range, and recent volume. Not part of the QScore.
Fama-French 5-factor (2×3) + Momentum, monthly OLS with Newey-West errors. Bars show signed factor betas; faded bars/figures aren't statistically significant.
| Metric (USD) | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $79.9B— | $100.2B+25.5% | $155.4B+55.0% | $170.7B+9.9% | $168.3B-1.4% |
| EPS (dil.) | $10.14— | $7.00-31.0% | $4.04-42.3% | $5.95+47.3% | $6.99+17.5% |
| Free Cash Flow | $43.0B— | $19.4B-54.8% | -$80.0B-511.6% | -$26.2Bn/m | -$74.2Bn/m |
| Gross Margin | 94.9% | 69.2%-25.7pp | 43.7%-25.5pp | 41.7%-2.0pp | 44.6%+2.9pp |
| Operating Margin | 34.4% | 18.8%-15.6pp | 8.3%-10.5pp | 10.0%+1.7pp | 11.8%+1.8pp |
| Net Margin | 27.5% | 14.8%-12.7pp | 5.9%-8.9pp | 7.4%+1.5pp | 8.5%+1.0pp |
Absolute figures with year-over-year change. Margins show the level with the change in percentage points (pp). “n/m” = not meaningful (prior ≤ 0); ⚠ marks a large percentage off a small base — read the dollar figure.
Avg target $151 (last qtr, 14 analysts) → $162 (last mo, 3) (+7.6%).
Buy-rated share 76% → 82% over ~3 months (+6pp).
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Apr 2026 | $2.65 | $3.06 | +15.5% |
| Jan 2026 | $1.80 | $1.19 | -33.9% |
| Nov 2025 | $1.73 | $1.86 | +7.5% |
| Jul 2025 | $1.66 | $1.96 | +18.1% |
| Apr 2025 | $1.85 | $1.96 | +5.9% |
| Jan 2025 | $1.21 | $1.34 | +10.7% |
| Oct 2024 | $1.31 | $1.51 | +15.3% |
| Jul 2024 | $1.39 | $1.52 | +9.4% |
Net buyback (repurchases less issuance) ÷ market cap, plus trailing dividend yield.
Net insider -$23.0M over 180 days (0 open-market buys, 11 sells). Insider buying is the informative signal; routine selling is normal.
Short interest, days-to-cover, and institutional-ownership change require a data-plan upgrade (not yet available).
Forward-return IC, quintile spread & hit rate publish on /performance as the tracking panel accrues enough no-look-ahead history.
The QScore of 53 for Citigroup indicates a neutral outlook, with the short-term score of 61 diverging significantly from the long-term score of 45. The stock scores high on momentum, driven by a 68.9% return over the past year and a bullish 50-day versus 200-day moving average trend. In contrast, the value and profitability categories weigh down the overall score, with a relatively low ROE of 7.5% and a P/E of 17.4, which is not exceptionally high but still trades at a premium to some peers.