MEDIUM confidence: 100% data completeness, but the composite (59) sits in the indecisive 30–70 range — strong-buy and short calls require a more decisive composite. What does confidence mean?
Technical context for active traders — derived from price, the 50/200-day moving averages, the 52-week range, and recent volume. Not part of the QScore.
Dated events from the market calendar; the “also watch” items are AI-generated observations from QScoring data. Informational only — not investment advice, and dates can change.
Fama-French 5-factor (2×3) + Momentum, monthly OLS with Newey-West errors. Bars show signed factor betas; faded bars/figures aren't statistically significant.
AI classification of policy/regulatory sensitivity from the company's sector, industry, and business description. Exposure/sensitivity only — not a political opinion, a prediction of government action, or investment advice. As of 2026-07-10.
Avg target $67 (last qtr, 12 analysts) → $68 (last mo, 7) (+1.4%).
Buy-rated share 88% → 83% over ~3 months (-5pp).
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Jul 2026 | $1.13 | $1.21 | +7.1% |
| Apr 2026 | $1.01 | $1.11 | +9.9% |
| Jan 2026 | $0.96 | $0.98 | +2.3% |
| Oct 2025 | $0.95 | $1.06 | +11.3% |
| Jul 2025 | $0.86 | $0.89 | +3.5% |
| Apr 2025 | $0.82 | $0.90 | +10.2% |
| Jan 2025 | $0.78 | $0.82 | +5.1% |
| Oct 2024 | $0.77 | $0.81 | +5.2% |
Net buyback (repurchases less issuance) ÷ market cap, plus trailing dividend yield.
| Metric (USD) | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $93.9B— | $115.1B+22.6% | $171.9B+49.4% | $192.4B+11.9% | $191.6B-0.5% |
| EPS (dil.) | $3.57— | $3.19-10.6% | $3.08-3.4% | $3.22+4.5% | $3.82+18.6% |
| Free Cash Flow | -$7.2B— | -$6.3Bn/m | $45.0Bn/m | -$8.8B-119.6% | $12.6Bn/m |
| Gross Margin | 99.8% | 80.3%-19.5pp | 54.8%-25.5pp | 49.9%-4.9pp | 56.1%+6.2pp |
| Operating Margin | 36.2% | 26.9%-9.3pp | 16.5%-10.4pp | 15.2%-1.3pp | 19.7%+4.5pp |
| Net Margin | 34.1% | 23.9%-10.1pp | 15.4%-8.5pp | 14.1%-1.3pp | 15.9%+1.8pp |
Absolute figures with year-over-year change. Margins show the level with the change in percentage points (pp). “n/m” = not meaningful (prior ≤ 0); ⚠ marks a large percentage off a small base — read the dollar figure.
Net insider -$31.1M over 180 days (0 open-market buys, 7 sells). Insider buying is the informative signal; routine selling is normal.
Short interest, days-to-cover, and institutional-ownership change require a data-plan upgrade (not yet available).
Forward-return IC, quintile spread & hit rate publish on /performance as the tracking panel accrues enough no-look-ahead history.
Working the DCF backward: holding the assumptions below, this is the free-cash-flow growth today's price implies over the next 10 years. It is a read on the price's embedded expectations — not a fair-value or target price.
The price implies FCF growth above the analyst consensus of 4.8%/yr (revenue basis).
Base free cash flow $16.3B (avg FY2023–FY2025; latest year $12.6B) · equity value $460.7B · levered FCF discounted at the cost of equity. Reverse DCF is illustrative, not advice.
The QScore of 59 for Bank of America Corporation indicates a moderately positive outlook, driven by strong momentum with a 12-month return of 36.4% and a bullish 50-day versus 200-day moving average. The stock's momentum score of 73 is a significant contributor to its overall score, while its growth and profitability scores are more subdued, at 46 and 48, respectively. The stock trades at a P/E of 14.7, which is relatively in line with its peers, and its risk score of 68 suggests a moderate level of volatility, with a beta of 1.2. The short-term score of 64 diverges from the long-term score of 55 by 9 points, suggesting some near-term optimism.