MEDIUM confidence: 100% data completeness, but the composite (59) sits in the indecisive 30–70 range — strong-buy and short calls require a more decisive composite. What does confidence mean?
Technical context for active traders — derived from price, the 50/200-day moving averages, the 52-week range, and recent volume. Not part of the QScore.
Fama-French 5-factor (2×3) + Momentum, monthly OLS with Newey-West errors. Bars show signed factor betas; faded bars/figures aren't statistically significant.
| Metric (USD) | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $2.6B— | $3.2B+22.4% | $3.8B+16.1% | $4.2B+11.5% | $4.4B+5.7% |
| EPS (dil.) | $11.46— | $14.63+27.7% | $7.52-48.6% | $8.56+13.8% | $12.30+43.7% |
| Free Cash Flow | $931M— | $911M-2.2% | $479M-47.5% | $461M-3.6% | $681M+47.6% |
| Gross Margin | 101.1% | 88.2%-12.9pp | 64.8%-23.4pp | 60.7%-4.1pp | 66.1%+5.4pp |
| Operating Margin | 47.1% | 38.2%-8.9pp | 18.0%-20.2pp | 19.0%+1.0pp | 22.7%+3.7pp |
| Net Margin | 35.4% | 34.1%-1.3pp | 14.4%-19.7pp | 14.7%+0.3pp | 18.8%+4.2pp |
Absolute figures with year-over-year change. Margins show the level with the change in percentage points (pp). “n/m” = not meaningful (prior ≤ 0); ⚠ marks a large percentage off a small base — read the dollar figure.
Avg target $180 (last qtr, 2 analysts) → $190 (last mo, 1) (+5.6%).
Buy-rated share 90% → 100% over ~3 months (+10pp).
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Apr 2026 | $3.30 | $3.78 | +14.5% |
| Jan 2026 | $3.02 | $3.38 | +11.9% |
| Oct 2025 | $2.95 | $3.14 | +6.4% |
| Jul 2025 | $2.54 | $3.09 | +21.7% |
| Apr 2025 | $2.16 | $2.56 | +18.5% |
| Jan 2025 | $2.05 | $2.51 | +22.4% |
| Oct 2024 | $2.31 | $2.16 | -6.5% |
| Jul 2024 | $2.12 | $2.46 | +16.0% |
Net buyback (repurchases less issuance) ÷ market cap, plus trailing dividend yield.
Net insider -$4.9M over 180 days (0 open-market buys, 5 sells). Insider buying is the informative signal; routine selling is normal.
Short interest, days-to-cover, and institutional-ownership change require a data-plan upgrade (not yet available).
Forward-return IC, quintile spread & hit rate publish on /performance as the tracking panel accrues enough no-look-ahead history.
The QScore of 59 for BPOP indicates a relatively neutral outlook, with the short-term score of 62 being slightly more favorable than the long-term score of 56. The stock scores high on momentum, driven by a 53.5% return over the past year and a bullish 50-day versus 200-day moving average trend. In contrast, the value and profitability categories exert downward pressure, as the stock trades at a P/E of 12.2 and exhibits an ROE of 14.6%, which is relatively modest compared to some peers.