AFRM Affirm Holdings, Inc.

TechnologySoftware - Infrastructure

$67.64

▲ 3.14%

QScore Signal

Hold

Confidence: MEDIUM

Long-Term

Short-Term

Value

P/E80.08

P/B6.37

P/S6.06

EV/EBITDA30.40

Growth

Revenue Growth38.8%

EPS Growth109.6%

FCF Growth106.9%

Momentum

12-Month Return32.6%

3-Month Return13.8%

1-Month Return35.8%

RSI (14)56.77

50/200 MABearish

Profitability

ROE8.8%

ROA2.2%

Gross Margin67.7%

Operating Margin6.2%

Net Margin7.6%

FCF Yield2.7%

Risk

Beta3.72

60-Day Volatility65.7%

Generated 5/7/2026, 7:46:23 PM · How is this calculated?

QScore Analysis

The QScore of 45 for AFRM suggests a neutral outlook, driven by a mix of strengths and weaknesses across factor categories. The stock scores high on growth, with revenue and EPS growth exceeding 38% and 109%, respectively, but trades at a premium, as reflected in its value score, with a P/E of 80.1. Momentum is moderate, with a 12-month return of 32.6%, while profitability and risk scores are lower, due to a relatively low ROE of 8.8% and high beta of 3.7. The long-term and short-term scores are relatively aligned, with only a 4-point difference.

Generated by AI from the underlying QScore factors. Not investment advice.

QScore Analysis