MEDIUM confidence: 100% data completeness, but the composite (56) sits in the indecisive 30–70 range — strong-buy and short calls require a more decisive composite. What does confidence mean?
Technical context for active traders — derived from price, the 50/200-day moving averages, the 52-week range, and recent volume. Not part of the QScore.
Fama-French 5-factor (2×3) + Momentum, monthly OLS with Newey-West errors. Bars show signed factor betas; faded bars/figures aren't statistically significant.
Net buyback (repurchases less issuance) ÷ market cap, plus trailing dividend yield.
Avg target $287 (last qtr, 20 analysts) → $346 (last mo, 4) (+20.8%).
Buy-rated share 30% → 31% over ~3 months (+1pp).
| Quarter | Est. | Actual | Surprise |
|---|---|---|---|
| Apr 2026 | $10.24 | $10.31 | +0.7% |
| Feb 2026 | $-4.00 | $-3.96 | +1.0% |
| Nov 2025 | $2.93 | $3.24 | +10.6% |
| Jul 2025 | $5.92 | $6.27 | +5.9% |
| Apr 2025 | $10.07 | $11.58 | +15.0% |
| Feb 2025 | $-2.23 | $-2.16 | +3.1% |
| Oct 2024 | $3.40 | $4.16 | +22.4% |
| Jul 2024 | $5.85 | $6.96 | +19.0% |
| Metric (USD) | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $83.6B— | $92.9B+11.1% | $106.4B+14.5% | $117.8B+10.7% | $129.7B+10.1% |
| EPS (dil.) | $22.67— | $22.08-2.6% | $20.00-9.4% | $9.98-50.1% | $9.84-1.4% |
| Free Cash Flow | $920M— | $3.5B+275.0% | $3.0B-13.7% | $2.4B-19.7% | $375M-84.3% |
| Gross Margin | 17.3% | 18.5%+1.3pp | 17.0%-1.6pp | 14.6%-2.4pp | 14.5%-0.0pp |
| Operating Margin | 4.1% | 3.8%-0.3pp | 3.1%-0.7pp | 1.4%-1.7pp | 1.1%-0.3pp |
| Net Margin | 3.5% | 3.0%-0.5pp | 2.3%-0.7pp | 1.0%-1.3pp | 0.9%-0.1pp |
Absolute figures with year-over-year change. Margins show the level with the change in percentage points (pp). “n/m” = not meaningful (prior ≤ 0); ⚠ marks a large percentage off a small base — read the dollar figure.
Net insider $150K over 180 days (1 open-market buys, 0 sells). Insider buying is the informative signal; routine selling is normal.
Short interest, days-to-cover, and institutional-ownership change require a data-plan upgrade (not yet available).
Forward-return IC, quintile spread & hit rate publish on /performance as the tracking panel accrues enough no-look-ahead history.
The QScore of 56 for Humana Inc. suggests a neutral outlook, with the short-term score of 62 diverging from the long-term score of 50 by 12 points. The stock's high momentum score of 78, driven by a 60.9% return over the past year and a 119.2% return over the past three months, boosts its overall score. However, its growth score of 42 is weighed down by negative EPS and free cash flow growth, while its value score of 50 reflects a premium valuation with a P/E of 40.9.